Not totaled yet?

Seriously! At this point the damage done to my vehicle is roughly 5K, including the bent frame that the body shop and Nationwide plan to have fixed. Now they may find more once they start repairing the damage. The car is still not totaled. I am afraid that it will take another 4 grand to do so. Does that just seem ridiculous to anyone other than me? Can’t wait to get my bent frame car back! Oh! Can I please have it back? So, why haven’t they totaled it yet? Got me!